Should You Lease Your New Michael's Subaru of Bellevue Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Subaru Auto Finance Center for Car Loans and Leases

Michael's Subaru of Bellevue takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Flexible Credit Options

Michael's Subaru of Bellevue can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Worried About Your Credit History?

Here at Michael's Subaru of Bellevue, we don't treat our customers based on their credit score or history, and we understand that everybody faces hardships. That's why we're proud to support our customers, listen to their stories, and help develop solutions for our customers that help them get back on the road in a safe and reliable vehicle. Whether you have good or bad credit, our team will take the time to help you apply for financing and learn about available opportunities so you can shop with confidence.

Receive Additional Assistance Today

Michael's Subaru of Bellevue is proud to serve shoppers in Bellevue and our surrounding communities of Issaquah, Sammamish, Snoqualmie, North Bend, and Mercer Island. When you're ready to get behind the wheel of a new or used vehicle, we'll be here to answer questions, explore options, and develop a solution so you can drive home happy. Browse our inventory of vehicles online, or contact a member of our team over the phone to receive personalized assistance today!

Why Choose Michael's Subaru of Bellevue?

As one of the go-to dealerships in our region for Subaru sales, finance, parts, and service, our team understands the value of empowering our customers by treating them with respect and listening to their needs. We're proud to provide various tools and resources that help customers take hold of the automotive finance process, including our vehicle trade-in evaluation tool and new vehicle specials page. And as recipients of the 2022 Subaru Love Promise Community Commitment award, we're dedicated to providing exceptional customer service and making a positive impact in our community.

Loans vs. Leasing

While many shoppers may know that loans and leases are two of the most popular ways to get behind the wheel of a new vehicle, many are unfamiliar with the benefits and drawbacks of either payment structure. On the surface, leasing is typically done over a short term of 24-48 months, while loans are commonly conducted over terms of 48-72 months. Plus, leases only grant drivers the ability to use a vehicle during the payment term, while loans provide drivers with complete ownership after payments are complete.

In addition, leasing only applies to new vehicles where the monthly payment is developed from an estimated depreciation value, while loans are available on new or pre-owned vehicles where monthly payments are based on the overall price. For detailed information about the differences between loans and leases, we encourage contacting a member of our Finance Center over the phone or in person.

Explore Quality Automotive Finance Solutions in Bellevue

From browsing used vehicles to customizing a new Subaru model, the automotive finance process can leave shoppers with questions and concerns. At Michael's Subaru of Bellevue, we're proud to help our clients become better informed about the world of finance and find payment plans that work best for their lifestyles. With plenty of finance experts on-site to help you through applications, vehicle trade-ins, and understanding various terms, we'll take the time to ensure you feel relaxed throughout every step of the automotive ownership cycle.

Save Time, Apply Online

When you're ready to finance your next new or pre-owned vehicle, consider utilizing our online finance application to skip the wait and receive pre-approval. By using our online application, you'll be able to obtain an individualized offer that helps you begin the shopping process with the knowledge that you won't be denied when it comes time to file paperwork. Plus, our application can be completed from the comfort of your home or office, providing additional convenience when you're ready to start shopping.

  1. Michael's Subaru of Bellevue

    15150 SE Eastgate Way
    Bellevue, WA 98007

    • Sales: 425-230-2772
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Get in Touch

  • Contact our Sales Department at: 425-230-2772
  • Monday9:00AM-7:00PM
  • Tuesday9:00AM-7:00PM
  • Wednesday9:00AM-7:00PM
  • Thursday9:00AM-7:00PM
  • Friday9:00AM-7:00PM
  • Saturday9:00AM-7:00PM
  • Sunday10:00AM-6:00PM